Money Train Slot

Review, Demo Play, Payout, Free Spins & Bonuses

209 Votes
3.6 out of 5 stars
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  • Top prize of 20000x
  • Variable RTP goes up to 98%
  • Fun re-spins bonus
  • Exciting theme
  • High volatility may require patience
  • No traditional free spins

Money Train is an online slot made by Relax Gaming that has five reels and four rows. The game is set in the Wild West and is all about the bonus round, triggered by landing scatter symbols on reels 1, 3 and 5. During the free-spins, multipliers, expanding reels and special golden symbols are present.

Money Train RTP

Money Train Slot Machine is a little unusual in that it offers a variable RTP. The game offers an RTP of 96.2%, which is very good, but if you decide to pay 80x your wager to trigger the Money Cart Bonus round, the RTP will immediately rise to an extremely impressive 98%.

How RTP Works

Experienced slots gamers know to check the RTP of a new slots game before they start playing as this gives an indication of the potential returns, in addition to providing reassurance that the game is fair. RTP stands for Return To Player, and it shows the percentage of money spent on spinning the reels that is eventually paid back to players.


Money Train is a high-volatility game, so wins don’t come along very often. This means that players need to have a budget large enough to tide them through the lean spells, making this game more appealing to high rollers and high-risk players that are happy to wait it out.

What This Means for Players

Volatility is another important consideration for the keen slots fan. Volatility represents risk, so to maximise the fun and enjoyment of a session at a slots game, it’s crucial that you select games suitable for your attitude toward risk as well as your budget!

Of course, players with more modest funds can still enjoy spinning the reels of Money Train, but this is best done in free play mode, where no actual cash changes hands. If you’re looking for a western-themed slots game that promises more frequent, albeit lower-value wins, then you’ll almost certainly find The Greatest Train Robbery from Red Tiger Gaming more to your taste.

Money Train Slot

Money Train Theme

Wild West slots are hugely popular right now, so it’s not surprising that Relax Gaming has chosen to embrace the theme with this slots release. The company is still relatively new, but it has already created quite a stir with its Temple Tumble Megaways game, and Money Train seems certain to cement the software developer’s position as an innovative game designer.

Once you trigger the Money Cart Bonus, the shutters come down on the carriage and the train drives away, only to be replaced by another one. This time there’s only one carriage, and the shutters open to reveal a different set of reels containing new sets of symbols, including tumbleweed and a new selection of characters, all of whom come with modifiers. It’s perfectly executed to create a fun and engaging gaming experience.

Graphics Quality

The whole theme has been superbly executed, with painstaking attention to detail. There’s even some childish graffiti on the metal shutters of the carriage, which lift up to display the reels. The symbols are made up of a collection of carved wooden playing card suits as the lower-value icons in the game, with a bunch of nefarious characters offering higher payouts.

Overall, we were highly impressed with the great attention to detail. The Money Train slot is clearly a game that has been well thought-out from conception to completion, which is something we’ve come to expect from Relax.

How to Play Money Train Slot

  • Money Train comes with 40 fixed paylines, so you don’t have to waste any time working out how many you can afford to include with each spin. In fact, your only decision is how much to wager on each spin, before setting the reels whirring into action and seeing where they land.
  • You’ll find all the controls for the game situated along the bottom of your screen, including links to the paytable, so you can check out how much each symbol is worth.

How To Win at Money Train Slot

To win a cash prize on the reels of Money Train, you’ll need to spin up three or more matching symbols across one of the 40 paylines. The first instance of the symbol must occur on reel 1, with subsequent occurrences appearing on consecutive reels.

Symbol Values

The lowest cash awards are made for the playing card suits, so you’ll be hoping to spin up some of the outlaws to start amassing some decent wins. The gentleman with the white hair and moustache is the highest-value symbol of all, delivering up 20x your wager when you manage to land five examples across a payline.

The top prizes for the rest of the symbols are as follows:

  • Native character: 10x
  • Cowboy wearing green: 4.5x
  • Cowboy wearing blue: 4x
  • Spade: 2.5x
  • Heart: 2x
  • Club: 1.75x
  • Diamond: 1.5x

Special Symbols

Like in online slots games, there’s a useful Wild symbol, represented by a pair of shotguns. This symbol can substitute for all other symbols in the game, apart from the Bonus Scatter, so it’s entirely possible to achieve wins without spinning up the necessary number of matching symbols if a well-placed Wild comes to your aid.

All of the symbols can appear stacked in the base game, including the Wild, so there should be plenty of chances to amass some wins before triggering the feature bonus round - although this is where the big cash prizes are to be found.

Money Train Bonus Features & Free Spins

The base game of Money Train is nice, but it can get quite repetitive after a while.

This game is really all about the bonus feature, which is the innovative Money Cart Bonus game.

To trigger this, you’ll need to spin up three Bonus Scatter symbols anywhere on the reels. When this happens, you’ll be taken to a new screen where completely new icons put in an appearance, bringing six separate modifiers in their wake.

  • The Money Cart Bonus begins with three Free Spins.
  • Your Bonus Scatters that triggered the round are still in place and now become multipliers, starting at 1x but increasing according to the modifier symbols that you spin up.
  • The principal symbol that you’ll see on the reels is the tumbleweed, which doesn’t come with any rewards at all.
  • Every time you land a new modifier symbol, the Free Spins counter will be set back to 3 again, giving you the potential for plenty of additional spins during which the cash prizes keep on coming.
  • Spin up a Money Safe symbol to reveal a bet multiplier. The Payer symbol also reveals a multiplier, but it adds this to every other symbol that you can see on the reels. The Persistent Payer symbol adds a sticky multiplier to all the other visible symbols, which remains active throughout subsequent spins, too.
  • The Widener awards a multiplier, then adds another reel, giving you even more chances to win.
  • The Collector symbol awards a multiplier before gathering up all the other visible values across the reels, which are added to its value. The Persistent Collector has exactly the same effect, but it keeps adding the value of other symbols throughout all remaining spins, too.

Not surprisingly given the number of bet multipliers flying around during the Money Cart Bonus, this round can lead to some massive cash awards.

If you’re not lucky enough to trigger the feature during normal play, there’s an option to buy it at a price based on 80x your current stake. This is when the RTP of the game rises to a highly impressive 98%, so many players reckon this is a gamble well worth taking. However, this feature is only available in some jurisdictions.

Money Train Tips

People are always asking us about the best ways to ensure a win at the reels of an online slots game, but we have to disappoint them by telling them it just isn’t possible to guarantee a win. All reputable slots game are based on random number mechanics. This ensures that every spin is completely fair, offering an equal chance of winning a prize as every other spin.

  • What we can do is advise you to set aside a specific sum of money for playing Money Train.
  • Decide before you start playing how much you’re prepared to wager, then stick to that sum no matter what happens on the reels.
  • We know how hard it can be to walk away from a winning or a losing streak, but it’s the only sensible way to approach slots gaming, so we can’t emphasise it enough.

Money Train Demo Play / Free Play

Of course, even though it’s impossible to influence the outcome of a spin, it’s still entirely possible to gain an advantage over other players. The best way to do that is to play the Money Train slot demo. This gives you unique insights into a game’s mechanics so you can wager your own money based on knowledge and experience.

There is also a Money Train 2 online slot, which is available to play for free here at Slots Temple.

Money Train’s bonus feature round is particularly complex, so it’s well worth ‘buying’ it in demo mode to see for yourself how it pans out. Then, if you do decide to play for real money at an online casino, you’ll know exactly how to approach the game for the optimum results.

Money Train Slot On Mobile

Relax Gaming is a modern and forward-thinking company, so it’s no surprise that all of their games are optimised for perfect display on mobile devices. You can access the Money Train slot demo using your table or smartphone.

Money Train Review & Rating

We were highly excited to view Money Train, and the graphics certainly didn’t disappoint. The base game was interesting enough at first, but it feels a bit repetitive after a while, so we were keen to trigger the Money Cart Bonus as often as possible since that’s where the big cash prizes are to be found.

This is where the option to buy the feature comes in particularly useful. If you love Western-themed slots, we think you’ll certainly want to take Money Train for a spin to see whether it’s the sort of game that appeals to you.

Overall, Relax Gaming's Money Train slot offers an exciting online gaming experience with plenty of winning potential. It's no surprise that it's such a popular option for players in the casino market.

Disclaimer: Money Train trademark / license is owned by Relax Gaming. This site is not endorsed by Relax Gaming.

* Although we try and match games with Casinos that have them, we advise that you double-check the slot content on the casino before making a deposit.

Slot Data
Slot Name: Money Train
Software: Relax Gaming
RTP: 96.2%
Volatility: High volatility
Paylines: 40
Reels: 5
Min Bet (all lines covered): £0.10 (GBP)
Max Bet: £50 (GBP)
Top Win: 20000
Features: Bonus Game , Wild Symbol , Scatter Symbol , High volatility , 5 Reels , High Payout , High Payout
EN Available in GB? Yes. Relax Gaming have a UKGC license and are allowed to offer their games at UK licensed casinos.

Money Train FAQs

Can I play Money Train slot for free?

All of the games across our website, including Money Train, are completely free to play. You don???t have to sign up as a member or fill out any forms. Just choose the game that you???d like to play and dive straight in! If you enjoy playing Money Train, you???ll be delighted to learn that we offer all of the currently available Relax Gaming slots for you to try out, along with hundreds of slots games from other developers. Browse our selection of games, or search by theme to discover the games that appeal to you the most.

Does Money Train have free spins?

You???ll start with three Free Spins when you trigger, or buy, the Money Cart Bonus. It may not sound like a lot, but adding extra Free Spins every time you uncover a new symbol means that the Free Spins can quickly mount up, delivering some huge cash prizes in the process.

Can I win real money playing Money Train?

All of the balances provided with the games across our website are only virtual, so you won???t win or lose any actual cash. If you???d like to wager real money on Money Train, you???ll need to head to an online casino that offers Relax Gaming software. We???ve got loads of links to reputable casino sites, and we provide you with comprehensive reviews of each one so that you know exactly what to expect.

Can I download Money Train slot?

Money Train has been created in HTML5, so there???s no need for any downloads at all. The game launches directly into your browser, no matter which device you use, so all you need is a reliable internet connection to enjoy spinning its reels.

Is Money Train slot available on mobile?

It certainly is! Money Train is fully optimised for perfect display across all devices, including mobiles and tablets. No matter what device you're playing on, this game will look great.

Games by Same Maker

User Reviews
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Overall score: 3.6 out of 5 stars
M MaskedMan
Money Cart Bonus Round 14/10/2020

Had some massive wins on Money Cart Bonus round, RTP is 98% in the bonus round... Think I prefer this original to the sequel. Relax are putting out great games at the moment.

K Kirby Hughes
meh 03/02/2020

I thought I would like this game because it reminds me of Dead or Alive but it's just not as interesting. Prefer Dead or Alive and Dead or Alive II.